Telemarketing

Scams RSS

900 Numbers and Pay-Per-Call Services

Pay-per-call services provide live or recorded information and entertainment-everything from sports scores and weather forecasts to psychic readings and chat lines. Unfortunately, charges for these services may appear on your phone bill even if you never ...

Advance Fee Loans

When you need money, a promise to give you a loan or help you get one (even if you have a bad credit record) may seem like the answer to your prayers. But beware–it could be a crook trying to steal your money, not lend you money. Don’t pay upfront. It’ ...

Bogus Credit Card Offers

It's more convenient to use credit cards than cash or checks, especially for large purchases. But companies that offer to help you get a credit card may intend to steal your money instead. Don’t fall for promises that you’ll get a credit card even if y ...

Charity Scams

You want to help people in need, but you also want to be sure that your charitable donation isn't simply going into a crook's pocket. If you’re approached by an unfamiliar charity, check it out. Most states require charities to register with them and f ...

Computer Equipment and Software

You can find good deals on computer hardware and software on the Internet, but some offers may be too good to be true. Since these items are expensive, it pays to play it safe when you buy online. Know who you’re dealing with. If the seller is unfamili ...

Credit Card Loss Protection

If your credit card is lost or stolen, it can certainly be inconvenient. But beware of crooks that use scare tactics and false information to sell protection that consumers don't need. Know your rights. Under federal law, you’re not responsible for any ...

Credit Repair

Good credit is important–a bad credit history can prevent you from getting a loan, housing, or a job. Promises to "fix" your credit report may be tempting, but they're not true. No one can erase negative information if it’s accurate. Only incorrect inf ...

Government Grants

Claims of "free government grants" from the US government asking for personal information such as your Social Security and bank account numbers or pay a "processing fee." But instead of giving you a grant, the plan is to steal your identity, your money, o ...

Internet Merchandise Sales

The Internet opens up a world of products and services, including some that may not normally be available in your area. You can shop conveniently, any time of the day or night. But while there are many legitimate companies online, there are also fraudulen ...

Job Scams

The ad promises to help you get a good-paying job, but how do you know it's not a con artist doing a job on you? Don’t pay a fee upfront. Most legitimate employment agencies don’t charge unless they actually succeed in getting you a job, and often it’s ...

Lotteries and Lottery Clubs

Congratulations! You get a call or letter informing you that you can win millions in a foreign lottery. Is this your lucky day? Nope, it's a scam. Crooks take advantage of our natural desire to win. You see state lotteries and other contests advertised ...

Magazine Sales Scams

Someone offers you a great deal on new subscriptions or to renew your current ones. But it could be a con artist trying to trick you into spending more than you realize or paying for magazines that you'll never receive. Ask for written information befo ...

Nigerian Money Offers

Someone has contacted you from Nigeria or another African country and offers you millions of dollars. All you have to do is help transfer money, diamonds, or other riches to your bank account for safekeeping. It sounds like a dream come true, but it's rea ...

Prizes and Sweepstakes

Congratulations! You've won a car, valuable jewelry, cash, or some other fabulous prize! Is this really your lucky day, or is your luck about to take a turn for the worse? Never pay to play. It’s illegal for a company to require you to buy something or ...

Pyramids and Multilevel Marketing

The pitch is that you will make money by paying to participate in the program and recruiting others to join. But if it's really a pyramid, you and your friends will lose money, not make it. Plans that promise profits mainly for recruiting new members a ...

Telephone Cramming

In addition to "plain old telephone service," you can buy extra services such as voice mail, paging, and Internet access from many different companies. But when charges show up on your phone bill for services you never agree to buy, you've been "crammed." ...

Telephone Slamming

Now that there are many competing companies that offer telephone service, your choices have increased dramatically. Unfortunately, so have the chances of being "slammed." Know what slamming is. Slamming occurs when your telephone service is switched fr ...