The Fraud Center provides tips on the www.fraud.org Web site about telemarketing and Internet scams to help you determine whether something might be fraudulent. There is also special information about fraud against seniors and scams against businesses. In addition, there is a section on the Web site about counterfeit drugs. It’s probably a scam if someone:

• Makes an offer that sounds too good to be true;

• Promises that you can win money, make money, or borrow money easily;

• Asks for money to enter a contest, win a sweepstakes or lottery, or claim a prize;

• Refuses to send you written information before you agree to buy or donate;

• Refuses to give you a physical address;

• Refuses to give you the details of the offer before you make any payment;

• Requests your bank account or credit card number when you are not making a purchase with that account;

• Uses scare tactics or pressure to act immediately;

• Insists that you wire money or have a courier pick up your payment;

• Refuses to stop calling after you’ve asked not to be called again;

• Contacts you to ask for personal information the company already has.

• Gives you a check or money order and asks you to send some of the money somewhere.